Home / Filing-delay notices (10-Q) / Better Home & Finance Holding Co

1/5Better Home & Finance Holding Co (BETR): Filing-delay notice, quarterly report filed within extension (NT 10-Q)

Filed 2026-08-11 · Form NT 10-Q · Accession 0001628280-26-055527 micro

Market data

Price before filing: $18.05 (2026-08-10 close, split/dividend-adjusted)
Market cap at flag: $289.7M (2026-08-11) · Latest: $185.6M (2026-10-16)

What happened next

Window	BETR	SPY	vs SPY
30 days	-26.8%	-2.0%	-24.8%	2026-09-10
90 days	pending	pending		until 2026-11-09
180 days	pending	pending		until 2027-02-07
1 year	pending	pending		until 2027-08-11

Return from the last close before the filing date to the first close on/after the window end. Pending windows have not fully elapsed. Past performance says nothing certain about the future.

Insider trading around this filing

90 days before the flag: 3 insiders bought $1.4M (10 purchases)
30 days after: 1 insider sold $43K (1 sale)

Date	Insider	Type	Shares	Price	Value	10b5-1 plan	Source
2026-05-18	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	3,333	$24.71	$82K	yes	Form 4
2026-05-18	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	3,900	$24.74	$96K	yes	Form 4
2026-05-18	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	600	$24.97	$15K	yes	Form 4
2026-05-18	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	1,257	$24.99	$31K	yes	Form 4
2026-05-18	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	6,510	$25.00	$163K	yes	Form 4
2026-05-20	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	600	$24.99	$15K	no	Form 4
2026-05-20	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	15,000	$25.00	$375K	no	Form 4
2026-05-21	Garg Vishal Chief Executive Officer, Director, 10% owner	Purchase	15,600	$24.89	$388K	yes	Form 4
2026-05-22	Talwar Harit Director	Purchase	5,000	$25.34	$127K	no	Form 4
2026-06-11	FRATER HUGH R Director	Purchase	5,150	$24.34	$125K	no	Form 4
2026-08-11: red flag filed
2026-08-19	Smith Chad M. President, BMC	Sale	3,307	$12.85	$43K	no	Form 4

Open-market purchases and sales (Form 4 codes P and S) by officers, directors and 10% owners, by transaction date, from 2026-05-13 to 2026-09-10. Excludes option exercises, grants, gifts and tax withholding. Amended filings replace the originals; joint filings count once. Foreign private issuers do not file Form 4. Many insider sales are pre-scheduled (10b5-1 plans) and are not by themselves a sign of wrongdoing.

Verified excerpt

"Due to the additional time required to complete the Company's quarter-end closing procedures, Better Home & Finance Holding Company (the "Company") was unable, without unreasonable effort or expense, to file its Quarterly Report on Form 10-Q for the three months ended June 30, 2026 (the "Form 10-Q") with the Securities and Exchange Commission (the "SEC") by the prescribed due date. The Company intends to file the..."

Quoted from the filing. Source

What this means

The company filed Form NT 10-Q, telling the SEC it could not file its quarterly report on time, and then filed the report within the 5-day extension. The SEC treats a report filed within the extension as timely, so this is the mildest kind of flag, but the notice itself is a warning sign that investors often react to: something, often the audit or the accounting, took longer than planned.

Status: filed within extension (report filed 2026-08-11) · the SEC treats a report filed within the extension as timely

Why this score: report filed within the extension on 2026-08-11

Read the original filing on SEC.gov →

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