Home / Going-concern warnings / AppTech Payments Corp.
Filed 2026-03-31 路 Form 10-K 路 Accession 0001683168-26-002518 nano
Price before filing: $0.44 (2026-03-30 close, split/dividend-adjusted)
Market cap at flag: $16.5M (2026-03-31) 路 Latest: $5.9M (2026-10-16)
| Window | APCX | SPY | vs SPY | |
|---|---|---|---|---|
| 30 days | +5.7% | +13.7% | -8.0% | 2026-04-30 |
| 90 days | -27.0% | +17.6% | -44.6% | 2026-06-29 |
| 180 days | -46.6% | +21.8% | -68.4% | 2026-09-28 |
Return from the last close before the filing date to the first close on/after the window end. Pending windows have not fully elapsed. Past performance says nothing certain about the future.
90 days before the flag: 2 insiders bought $104K (9 purchases)
30 days after: none reported.
| Date | Insider | Type | Shares | Price | Value | 10b5-1 plan | Source |
|---|---|---|---|---|---|---|---|
| 2026-02-12 | LORD ALBERT L Director | Purchase | 4,200 | $0.40 | $2K | no | Form 4 |
| 2026-02-24 | LORD ALBERT L Director | Purchase | 50,000 | $0.32 | $16K | no | Form 4 |
| 2026-02-25 | LORD ALBERT L Director | Purchase | 50,000 | $0.37 | $18K | no | Form 4 |
| 2026-02-26 | DeRosa Thomas Joseph Chief Executive Officer | Purchase | 20,000 | $0.34 | $7K | no | Form 4 |
| 2026-02-26 | LORD ALBERT L Director | Purchase | 50,000 | $0.34 | $17K | no | Form 4 |
| 2026-02-27 | LORD ALBERT L Director | Purchase | 50,000 | $0.32 | $16K | no | Form 4 |
| 2026-03-02 | LORD ALBERT L Director | Purchase | 50,000 | $0.31 | $16K | no | Form 4 |
| 2026-03-04 | DeRosa Thomas Joseph Chief Executive Officer | Purchase | 10,000 | $0.33 | $3K | no | Form 4 |
| 2026-03-04 | LORD ALBERT L Director | Purchase | 29,606 | $0.32 | $10K | no | Form 4 |
| 2026-03-31: red flag filed | |||||||
Open-market purchases and sales (Form 4 codes P and S) by officers, directors and 10% owners, by transaction date, from 2025-12-31 to 2026-04-30. Excludes option exercises, grants, gifts and tax withholding. Amended filings replace the originals; joint filings count once. Foreign private issuers do not file Form 4. Many insider sales are pre-scheduled (10b5-1 plans) and are not by themselves a sign of wrongdoing.
"The Company's current financial conditions and recurring losses raise substantial doubt about its ability to continue as a going concern."
Quoted from the filing. Source
The filing states that substantial doubt exists about the company's ability to continue as a going concern: it may not have enough cash to last the next 12 months. Expect dilution, debt deals or worse. An auditor's going-concern paragraph is the strongest form of this warning.
Going-concern opinion issued by: dbbmckennon
Source: independent auditor report in Form 10-K (period 2025-12-31)
Why this score: in auditor's report
Read the original filing on SEC.gov →
Not investment advice. Automated summary; verify against the filing.
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